Stan is angry, but the teller asks him to stand aside for customers that actually have money. The teller explains how instead of simply putting it into the bank as he should, he will invest it in several different ways, while only to state a split second later that 'it's gone', meaning that all the money was lost. Stan gives the teller the $100 savings bond from his grandmother. The story opens with Stan and Randy at a local bank, because Randy thinks it is important for Stan to learn to save his money.
Randy steps forward with a solution to fix the desperate state of the economy.